So my Cornell student health insurance expires on August 16th. Even people who are employed but haven’t started work yet are potentially in the same boat as me. I called up Aetna and asked how much it would cost to continue my Cornell student health insurance and it is insanely expensive!
Cornell Student Health Insurance Continuation (COBRA)
6 Months: Total cost = $3,482 ($580/month)
9 Months: Total cost = $4,875 ($542/month)
These insurance premiums are insane!!! President Obama definitely
has a lot of fixin’ to do with our health care system. How are unemployed MBAs supposed
to pay that kind of money to stay healthy? So instead of doing COBRA, AETNA
offers a short-term health insurance plan in 3, 6 and 12 months options through
the Fairmont Specialty Group that covers the basics. Right now I just want a health
insurance plan that will protect me from declaring bankruptcy in case I break
my arm and this plan fit the bill.
Short Term Medical Insurance (Fairmont Specialty Group
via Aetna’s website)
6 Months : Total cost = $696 ($113/month)
Obviously I signed up for the short term plans over COBRA
because of the huge cost savings. Granted I can’t have regular visits without
paying out of pocket in the beginning but at least I am covered in case I am
the victim of a catastrophic event like getting hit by a taxi. Plus, it isn't like I normally go to the doctor that often anyways.
Helpful link: http://www.aetnastudenthealth.com/stu_conn/grad.aspx
On a side note, I am going to Las Vegas for the very FIRST time this
weekend for a friend's birthday! My buddy Jimmy is turning the big 3-0 (the official start of turning
old) so I am going to help celebrate this momentous occasion of impending
mortality. I expect nothing less than to wake up with a tiger in my bathroom and Mike Tyson singing Phil Collins!
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